“Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also.

“The eye is the lamp of the body. So, if your eye is healthy, your whole body will be full of light, but if your eye is bad, your whole body will be full of darkness. If then the light in you is darkness, how great is the darkness!

“No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.” – Matthew 6:19-24 ESV

The kingdom life is an other-worldly life. In other words, the kind of life Jesus is describing is not natural to this world. It is marked by…

…heavenly values, not earthly ones

…an eternal perspective, not a temporal one

For the average Jew, material prosperity was viewed as a sign of God’s blessing. Affluence was proof of God’s approval. To have much was to be loved much by God. But in this section of His sermon, Jesus refutes that mindset.

“Do not lay up for yourselves treasures in earth…but lay up for yourselves treasures in heaven.…For where your treasure is, there your heart will be also.” – Matthew 6:19, 20, 21 ESV

Jesus is attempting to shift the focus of His audience from earth to heaven. He is promoting an eternal mindset over a temporal one. Jesus knew that His fellow Jews were predisposed toward a life focused on the here-and-now. Their desires were driven by the temporal pleasures this world offers. Even King Solomon, the son of David, shared their propensity for earthly pleasures and treasures.

I said to myself, “Come on, let’s try pleasure. Let’s look for the ‘good things’ in life.” But I found that this, too, was meaningless. So I said, “Laughter is silly. What good does it do to seek pleasure?” After much thought, I decided to cheer myself with wine. And while still seeking wisdom, I clutched at foolishness. In this way, I tried to experience the only happiness most people find during their brief life in this world.

I also tried to find meaning by building huge homes for myself and by planting beautiful vineyards. I made gardens and parks, filling them with all kinds of fruit trees. I built reservoirs to collect the water to irrigate my many flourishing groves. I bought slaves, both men and women, and others were born into my household. I also owned large herds and flocks, more than any of the kings who had lived in Jerusalem before me. I collected great sums of silver and gold, the treasure of many kings and provinces. I hired wonderful singers, both men and women, and had many beautiful concubines. I had everything a man could desire!

So I became greater than all who had lived in Jerusalem before me, and my wisdom never failed me. Anything I wanted, I would take. I denied myself no pleasure. I even found great pleasure in hard work, a reward for all my labors. But as I looked at everything I had worked so hard to accomplish, it was all so meaningless—like chasing the wind. There was nothing really worthwhile anywhere. – Ecclesiastes 2:1-11 NLT

Solomon sadly concluded that It was all meaningless in the end because you can’t take it with you. None of it was capable of delivering what it promised. And Jesus told a parable with a similar lesson:

“Beware! Guard against every kind of greed. Life is not measured by how much you own.”

Then he told them a story: “A rich man had a fertile farm that produced fine crops. He said to himself, ‘What should I do? I don’t have room for all my crops.’ Then he said, ‘I know! I’ll tear down my barns and build bigger ones. Then I’ll have room enough to store all my wheat and other goods. And I’ll sit back and say to myself, “My friend, you have enough stored away for years to come. Now take it easy! Eat, drink, and be merry!”’

“But God said to him, ‘You fool! You will die this very night. Then who will get everything you worked for?’

“Yes, a person is a fool to store up earthly wealth but not have a rich relationship with God.” – Luke 12:15-21 NLT

A right relationship with God for eternity versus a rich lifestyle that ends in death. The problem is not with the temporal things themselves, but with the affections we have for them. And Paul provides us with some insight into how we should refocus our attention on those things that truly matter.

Since you have been raised to new life with Christ, set your sights on the realities of heaven, where Christ sits in the place of honor at God’s right hand. Think about the things of heaven, not the things of earth. For you died to this life, and your real life is hidden with Christ in God. And when Christ, who is your life, is revealed to the whole world, you will share in all his glory. – Colossians 3:1-4 NLT

Teach those who are rich in this world not to be proud and not to trust in their money, which is so unreliable. Their trust should be in God, who richly gives us all we need for our enjoyment. Tell them to use their money to do good. They should be rich in good works and generous to those in need, always being ready to share with others. By doing this they will be storing up their treasure as a good foundation for the future so that they may experience true life. – 1 Timothy 6:17-19 NLT

Money and materialism are not the cause of our problem. It is our inordinate love of them that causes us so much pain and sorrow.

Yet true godliness with contentment is itself great wealth. After all, we brought nothing with us when we came into the world, and we can’t take anything with us when we leave it. So if we have enough food and clothing, let us be content.

But people who long to be rich fall into temptation and are trapped by many foolish and harmful desires that plunge them into ruin and destruction. For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows. – 1 Timothy 6:6-10 NLT

The treasures of this earth offer short-term returns on our investment in them. They are temporal, not eternal. Instead, we are to treasure that which is lasting. And we are to set our eyes on the things of God. Which is what Jesus reveals in verse 22:

Your eye is like a lamp that provides light for your body. When your eye is healthy, your whole body is filled with light. – vs 22

The word “healthy” in Greek is haplous (hah-ploos), and it means “single, whole, singleness of purpose, undivided loyalty.” Jesus is saying that your eye, like a lamp, is to have a single purpose. The one who is approved by God is to have unswerving loyalty to God’s kingdom purposes. Jesus is talking about heart fidelity toward God. The good eye is the one fixed on God, unwavering in its gaze, and constant in its focus. We should not suffer from a “wandering eye.” An eye that has a single focus will have a single byproduct: Light (purity).

…but if your eye is bad, your whole body will be full of darkness. – vs 23

The word “bad” in Greek is ponēros (pah-ney-rahs), and it means “bad, blind, or wicked.” Jesus is referring to spiritual blindness or an inability to focus on the right things. It results in darkness (a void of God’s precepts). A dim light is a light without focus or purpose. It results in darkness. The one who is approved by God will live a life of single-mindedness. Consider the following Old Testament passages regarding the one with a “bad eye.”

A stingy man [a man whose eye is evil] hastens after wealth and does not know that poverty will come upon him. – Proverbs 28:22 ESV

Do not eat the bread of a man who is stingy; [a man whose eye is evil] do not desire his delicacies. – Proverbs 23:6 ESV

Take care lest there be an unworthy thought in your heart and you say, “The seventh year, the year of release is near,” and your eye look grudgingly [be evil] on your poor brother, and you give him nothing, and he cry to the Lord against you, and you be guilty of sin. – Deuteronomy 15:9 ESV

In verse 25, Jesus sums up this part of his message with a warning about duplicity or divided allegiance.

“No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.” – Matthew 6:24 ESV

This is about loyalty. It forces us to ask the question, “What do we love most, the things of this earth or the kingdom of God?” During trials, our true allegiances get revealed. When we face the potential loss of those things we love dearly, our true affections get exposed.

You can’t serve the kingdom of God and the kingdom of this earth equally. That’s why Jesus calls us to have an eternal perspective. When we love the things of this world, it becomes obvious, and our love shows up in the form of anxiety. Worry is a common malady to all men, regardless of income level or social status. We worry about not having enough or losing what we already have. Five times in 10 verses, Jesus uses the word “anxious,” and He ties it to temporal, earthly things:

• Life
• Food and drink
• The body
• Clothes
• The future (on earth)

In contrast, Jesus reminds us that those who are approved by God trust Him for all of the following things:

• Life
• Food and drink
• Our bodies
• Our clothes
• The future

We are to seek first the kingdom of God and His righteousness. Our allegiance is to be undivided – focusing on Him and Him alone. God knows what we need, and He can provide for those needs. But notice Jesus’ emphasis on NEEDS and not wants. We have a tendency to turn wants into needs. It is not enough to be clothed – we want to be richly clothed. It is not enough to be fed – we want to be well fed. It is not enough to have health – want to be immune to all illnesses. It is not enough to have life – we have to have abundant life (on our terms). So we want, and we worry. But when we make the things of this earth our focus, the desire for them produces unwarranted worry and unnecessary anxiety.

Consider these two reminders about worry, one from the lips of Jesus and the other from the pens of Peter and Paul.

The seed that fell among the thorns represents those who hear God’s word, but all too quickly the message is crowded out by the worries of this life and the lure of wealth, so no fruit is produced. – Matthew 13:22 NLT

Don’t worry about anything; instead, pray about everything. Tell God what you need, and thank him for all he has done. Then you will experience God’s peace, which exceeds anything we can understand. His peace will guard your hearts and minds as you live in Christ Jesus. – Philippians 4:6-7 NLT

So humble yourselves under the mighty power of God, and at the right time he will lift you up in honor. Give all your worries and cares to God, for he cares about you. – 1 Peter 5:6-7 NLT

Worldly pleasures and treasures produce divided allegiance and result in worry and stress. But when we make God our focus and the treasures He has laid up for us our greatest desire, we will be truly blessed and find that there is no reason for worry. Our God will meet all our needs, both now and for eternity.

English Standard Version (ESV)
The Holy Bible, English Standard Version. ESV® Permanent Text Edition® (2016). Copyright © 2001 by Crossway Bibles, a publishing ministry of Good News Publishers.

New Living Translation (NLT)
Holy Bible, New Living Translation, copyright © 1996, 2004, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers Inc., Carol Stream, Illinois 60188. All rights reserved.