²³ “Therefore the kingdom of heaven may be compared to a king who wished to settle accounts with his servants. ²⁴ When he began to settle, one was brought to him who owed him ten thousand talents. ²⁵ And since he could not pay, his master ordered him to be sold, with his wife and children and all that he had, and payment to be made. ²⁶ So the servant fell on his knees, imploring him, ‘Have patience with me, and I will pay you everything.’ ²⁷ And out of pity for him, the master of that servant released him and forgave him the debt. ²⁸ But when that same servant went out, he found one of his fellow servants who owed him a hundred denarii, and seizing him, he began to choke him, saying, ‘Pay what you owe.’ ²⁹ So his fellow servant fell down and pleaded with him, ‘Have patience with me, and I will pay you.’ ³⁰ He refused and went and put him in prison until he should pay the debt. ³¹ When his fellow servants saw what had taken place, they were greatly distressed, and they went and reported to their master all that had taken place. ³² Then his master summoned him and said to him, ‘You wicked servant! I forgave you all that debt because you pleaded with me. ³³ And should not you have had mercy on your fellow servant, as I had mercy on you?’ ³⁴ And in anger his master delivered him to the jailers, until he should pay all his debt. ³⁵ So also my heavenly Father will do to every one of you, if you do not forgive your brother from your heart.” –  Matthew 18:23-35 ESV

In an effort to drive home His message regarding forgiveness, Jesus told His disciples a parable. It’s important to remember that this whole section of Matthew’s gospel had begun with an argument among the disciples about who among them was the greatest in the kingdom of heaven. They were obviously thinking that Jesus was going to set up a kingdom on earth where they would rule and reign alongside Him. That’s why the two brothers, James and John, had asked Jesus to do them a favor.

“When you sit on your glorious throne, we want to sit in places of honor next to you, one on your right and the other on your left.” – Mark 10:37 NLT

Their perception of the kingdom was all about power, position, and prominence. But Jesus was attempting to show them that it was about character and conduct. The day was coming when Jesus would establish His kingdom on earth, but that would not take place until after the Great Tribulation – an event reserved for the end of the age. In the meantime, those who would become members of His spiritual kingdom were to lives marked by humility, compassion, forgiveness, and love.

Jesus had come to change the hearts of men and, as a result, their outward behavior. Rather than arguing about who was the greatest, the disciples should have been introducing others to the Messiah. They should have been following the example of Jesus by serving the needs of those who were burdened by the cares of this world.

One of the marks of a follower of Jesus Christ should be a capacity to forgive others as they have been forgiven by God. Peter wanted to put a limit on how many times he should have to forgive a brother who sinned against him. He chose the number seven. But Jesus raised the ante by stating, “I do not say to you seven times, but seventy-seven times” (Matthew 18:22 ESV). In essence, there was to be no limit. Just as God puts no limit on the number of times we can come to Him for forgiveness.

If we confess our sins, he is faithful and just to forgive us our sins and to cleanse us from all unrighteousness. – 1 John 1:9 ESV

At the dedication of the temple in Jerusalem, Solomon had prayed, “May you hear the humble and earnest requests from me and your people Israel when we pray toward this place. Yes, hear us from heaven where you live, and when you hear, forgive” (1 Kings 8:30 ESV).  Solomon went on to give a list of what-if scenarios, describing situations in which the people of God might sin against God and then call on Him for forgiveness. Because he knew it was inevitable that they would sin.

“The time will come when your people will sin against you (for there is no one who is sinless!) and you will be angry with them and deliver them over to their enemies, who will take them as prisoners to their own land, whether far away or close by. When your people come to their senses in the land where they are held prisoner, they will repent and beg for your mercy in the land of their imprisonment, admitting, ‘We have sinned and gone astray; we have done evil.’ When they return to you with all their heart and being in the land where they are held prisoner, and direct their prayers to you toward the land you gave to their ancestors, your chosen city, and the temple I built for your honor, then listen from your heavenly dwelling place to their prayers for help and vindicate them. Forgive all the rebellious acts of your sinful people and cause their captors to have mercy on them.” – 1 Kings 8:46-50 NLT

Solomon greatly desired that God would extend forgiveness, regardless of the circumstances involved or the number of times a request was invoked. Unlike Peter, Solomon wanted God to place no numerical limits on God’s forgiveness.

Like Solomon, we expect God to forgive us, regardless of the nature of our sin or the number of times we ask. Which brings us to Jesus’ parable. He used a story to drive home His message about forgiveness and life within His kingdom. A certain king called together his bondservants, requiring them to settle their debts with him. In this parable, the debts symbolize sin. The inference in the story is that all of the king’s bondservants owed him something. Remember the words of Solomon: “for there is no one who is sinless!”

One particular bondservant owed the king 10,000 talents. To understand the magnitude of this man’s debt, you have to realize that, at that time, a single talent was equivalent to 20-years wages for a servant. This man’s debt was astronomical and beyond his capacity to repay. So, the king ordered that the man, his family, and all his possessions be sold in order to recoup some of the loss. But the man begged the king for leniency. He knew he was at the king’s mercy and, in spite of the magnitude of his debt, he asked the king to give him time to come up with the money.

This was an absurd request. The servant and the king both knew that repayment was impossible. We are not told how the servant amassed such a debt, but his ability to make restitution was well beyond his means. The king, in an attempt to cut his losses, determined to sell the man and his family as slaves. But the servant begged the king for time, vowing to pay his debt in full. Amazingly, in a display of pity for the man’s predicament, the king “released him and forgave him the debt” (Matthew 18:27 ESV).

Don’t miss that last part. It is essential to understanding this parable. The king didn’t give the man extra time. He didn’t lower the interest rate on the note or decrease the amount owed. He forgave the man’s entire debt. He wiped the slate clean.

But rather than rejoicing at this incredible news, the forgiven man immediately accosted a fellow servant who owed him money. This man’s debt was a hundred denarii. A denarius was worth a single day’s wages for the average servant. From the debtor’s perspective, it was a lot of money, but nothing when compared to the amount the first man had owed. And yet, the forgiven servant demanded immediate payment. He wanted the debt settled at once. And his fellow servant responded just as he had, saying, “Have patience with me, and I will pay you.” But rather than pass on the grace and mercy he had been shown, the man had his fellow servant thrown into jail.

When the king was informed that one of his servants had been jailed, he was surprised and angered. Calling in the ungrateful servant, the king told him, “Evil slave! I forgave you all that debt because you begged me! Should you not have shown mercy to your fellow slave, just as I showed it to you?” (Matthew 18:32-33 NLT).

This man had been forgiven a great debt – one he could have never repaid. The king had given him what he did not deserve and what he had not asked for: Complete forgiveness of his debt. But then the man had turned around and had refused to extend forgiveness to someone else. It was the apostle Paul who stressed the need for believers to forgive as they have been forgiven.

Make allowance for each other’s faults, and forgive anyone who offends you. Remember, the Lord forgave you, so you must forgive others. – Colossians 3:13 NLT

Instead, be kind to each other, tenderhearted, forgiving one another, just as God through Christ has forgiven you. – Ephesians 4:32 NLT

It’s important to notice the punishment meted out by the king. He has the man thrown in jail “until he should pay all his debt.” The inference, based on the size of the debt, is that the man will spend an eternity in jail. Even if he was still able to earn a normal day’s wage, it would take him 200,000 years to repay the debt.

And Jesus dropped a bombshell on His disciples by announcing, “So also my heavenly Father will do to every one of you, if you do not forgive your brother from your heart” (Matthew 18:35 ESV). Was Jesus announcing that eternal punishment awaits those who refuse to forgive? Was He teaching the possibility of the loss of our salvation? It would seem, based on the context in which Jesus told this parable, that He is simply trying to stress the extreme importance of forgiveness. It is to be a cardinal characteristic of the true follower of Christ. And it is those who recognize the degree of their sin debt and the remarkable grace of God’s forgiveness, who will be willing to express their gratitude by extending forgiveness to others. A man who has been forgiven much, but who refuses to forgive others, has never fully recognized the magnitude of his own sin debt. He is driven by pride, not humility. He is marked by arrogance, not gratitude.

At one point in His ministry, Jesus had his feet washed by a woman whom Luke referred to as immoral. The shocked Pharisees called her a sinner. But Jesus stated, “I tell you, her sins—and they are many—have been forgiven, so she has shown me much love. But a person who is forgiven little shows only little love” (Luke 7:47 NLT).

Our sin debt is great. It is beyond our capacity to repay. And yet, Jesus died on the cross in order to ransom us from that debt. He paid the price we could not pay. And our gratitude for what He has done for us should show up in our willingness to forgive those who sin against us. 

English Standard Version (ESV)
The Holy Bible, English Standard Version. ESV® Permanent Text Edition® (2016). Copyright © 2001 by Crossway Bibles, a publishing ministry of Good News Publishers.

New Living Translation (NLT)
Holy Bible, New Living Translation, copyright © 1996, 2004, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers Inc., Carol Stream, Illinois 60188. All rights reserved.