¹⁴ “For it will be like a man going on a journey, who called his servants and entrusted to them his property. ¹⁵ To one he gave five talents, to another two, to another one, to each according to his ability. Then he went away. ¹⁶ He who had received the five talents went at once and traded with them, and he made five talents more. ¹⁷ So also he who had the two talents made two talents more. ¹⁸ But he who had received the one talent went and dug in the ground and hid his master’s money. ¹⁹ Now after a long time the master of those servants came and settled accounts with them. ²⁰ And he who had received the five talents came forward, bringing five talents more, saying, ‘Master, you delivered to me five talents; here, I have made five talents more.’ ²¹ His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’ ²² And he also who had the two talents came forward, saying, ‘Master, you delivered to me two talents; here, I have made two talents more.’ ²³ His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’ ²⁴ He also who had received the one talent came forward, saying, ‘Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed, ²⁵ so I was afraid, and I went and hid your talent in the ground. Here, you have what is yours.’ ²⁶ But his master answered him, ‘You wicked and slothful servant! You knew that I reap where I have not sown and gather where I scattered no seed? ²⁷ Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest. ²⁸ So take the talent from him and give it to him who has the ten talents. ²⁹ For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away. ³⁰ And cast the worthless servant into the outer darkness. In that place there will be weeping and gnashing of teeth.’ ” – Matthew 25:14-30 ESV

Jesus has been stressing the need for His disciples to have a long-term perspective regarding the Kingdom of Heaven. Rather than expecting it to show up in their lifetimes and according to their preconceived and self-centered perspectives, they were going to have to come to understand it as future-oriented. Jesus was not going to set up His kingdom on earth at that time. He was not going to rule and reign from Jerusalem as the Messiah while they were still alive. His kingdom was to come. So, in the meantime, the disciples were to live in a state of readiness. In fact, in His previous parable, Jesus emphasized the need for preparedness.

Jesus continued to address the future aspect of the coming Kingdom by telling yet another parable. Again, He would stress the unexpected delay associated with His  Kingdom. Yes, He was the Messiah and the rightful heir to David’s throne. But His ascension to that throne, while inevitable, was not going to be immediate.

So, Jesus began His parable by describing a man preparing to go on a journey. This man was obviously well-to-do, having land, material wealth, and servants. In preparation for his departure, the man called his servants together and “entrusted to them his property” (Matthew 25:14 ESV). The Greek word Jesus used was paradidōmi and it means “to deliver to one something to keep, use, take care of, manage” (Online Bible).

The man took what was his and gave it to his servants so they might manage it in his absence. In other words, he placed them in charge of all that he owned – “his property.” All three men were given responsibility for their master’s possessions, which would have included his land, house, livestock, and any other personal property.

It seems that, when we read this parable, we place all the emphasis on the talents given to the three men. It is as if the talents are the point of the story. They represent the “property” handed over by the master. But on closer inspection, it would appear that the talents represent the master’s payment to each of the three servants for their care of his property in his absence.

The text reads: “To one he gave five talents, to another two, to another one, to each according to his ability” (Matthew 25:15 ESV). It’s interesting to note that the word translated “ability” is the Greek word dynamis. It is the same word from which we get our English word, dynamite. It refers to power or physical strength. This man knew his servants well and compensated them according to what he believed would be their level of work. He was not giving them gifts to use or invest. In fact, there is no indication from the text that the master told any of the servants to invest what he had given them. The talents were intended as payment for the service they were expected to render on his behalf and in his absence.

But what makes the story so interesting is that two of the servants took their “salary” and invested it. They recognized that the money given to them was not really theirs, but it belonged to their master. It was part of his property and they viewed their possession of it as temporary in nature. It was a loan. So, they traded or invested what they had. We’re not told the nature of their investment strategy, because that doesn’t seem to be the point of the parable. The emphasis in the parable is that each of them doubled the value of what they had been given. And when their master returned, he recognized them as having been good and faithful servants.

There is an interesting choice of words in this parable. In the first place, when the two faithful servants address their master upon his return, they both said, “Master, you delivered to me _______ talents.” They use the same word, paradidōmi, which means “to deliver to one something to keep, use, take care of, manage.” The two men acknowledged that their master had given them the talents and that he expected them to use their resources wisely. But Jesus described the first man as “he who had received the five talents” (Matthew 25:20 ESV). The Greek word translated as “received” is lambanō and it can mean “to take what is one’s own, or to receive what is rightfully yours.”

Jesus seems to describe the men as receiving their talents as payment from their master. But two of the men never lost sight of the fact that the talents were really just another extension of their master’s property. What he had given them really belonged to him and they treated it that way. They showed him respect and deference by wisely investing what they had been given and returning to him any profit they had received. Their gain would have been impossible without the master’s trust and generosity. 

But there is a third servant. His actions are meant to stand out like a sore thumb. Unlike his two fellow servants, this man took what he had been given and buried it in a hole. It’s important to notice that this man’s address to his master is radically different than the other two. He stated: “Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed, so I was afraid, and I went and hid your talent in the ground. Here, you have what is yours” (Matthew 25:24-25 ESV).

Surprisingly, he addressed the one who had given him his talent as a demanding and a difficult task-master. He had a different outlook on the master and was motivated by fear. And remember, the one talent this man had received had been based on his ability or power to deliver. It’s fairly clear from the story that he had been properly compensated. He got what he deserved. And while this servant rightfully acknowledged that what he had been given by the master belonged to the master, he displayed a complete lack of initiative and no sense of stewardship. He did nothing with what he had been given.

So, what’s the point? What is Jesus trying to tell His disciples and, by extension, us? Once again, the emphasis is on the Kingdom of Heaven, and the period of time about which Jesus seems to be speaking is the Great Tribulation. In the parable, Jesus mentions that the master returned “after a long time.” There was a long delay. The return of the master is meant to represent the return of Jesus at His second coming. That momentous event will take place at the end of the seven years of tribulation.

During the period of the tribulation, the presence and power of God will be seen and felt as He brings repeated judgments upon the world. He will redeem 144,000 Jews who will become witnesses to the nations. He will graciously offer opportunities for men and women to repent even during the darkest days of the tribulation, and many will. In fact, there will be countless other Jews who come to faith in Jesus during those dark days. They will receive salvation through faith alone in Jesus alone. He will offer them what is rightfully His, His own righteousness, and He will expect them to use it wisely as they wait for His return. What they do with their newfound faith will be essential.

The point of the parable is found in the words of Jesus found in verse 29: “For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away.”

And in the very next verses, we will see how Jesus applies this statement. Whether it is believers in the church age waiting for the return of Christ and the rapture, or tribulation saints waiting for His second coming, they are to live faithfully as they wait. They are to steward well what they have been given by God. Those who are in Christ have graciously received from the abundance of His wealth and riches. We are to use what we have been given wisely and well. We are to recognize that all we have belongs to Him and to treat it with care. The two faithful servants did not make the talents their focus. They didn’t place all their emphasis on what they had been given, but on what they could do to honor their master. And we should long to hear the very same words Jesus spoke to them:

“Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.” – Matthew 25:23 ESV

English Standard Version (ESV)
The Holy Bible, English Standard Version. ESV® Permanent Text Edition® (2016). Copyright © 2001 by Crossway Bibles, a publishing ministry of Good News Publishers.

New Living Translation (NLT)
Holy Bible, New Living Translation, copyright © 1996, 2004, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers Inc., Carol Stream, Illinois 60188. All rights reserved.